Notes from the team.
Market structure insights, technical deep dives, and product updates.
The bridge from emerging-market wallets to US capital markets is being built right now
What's changed in 2026 that finally makes US equity exposure shippable for emerging-market fintechs, and why the next billion users get tokenized stocks before they get traditional brokerage.
April 25, 2026 · 7 min read
Tokenized US equity infrastructure in 2026: the architecture map
A side-by-side map of every major tokenized US equity platform in production today. What each is making, what each is trading off, and how to pick.
April 22, 2026 · 9 min read
Why two institutional custodians, not one
Why custodian concentration is the unpriced risk in tokenized US equity infrastructure, and what a real two-custodian architecture has to absorb.
April 18, 2026 · 6 min read
Public and private markets, one SDK
Why the public-vs-private split in tokenization is path-dependent, not principled, and what a unified capital-markets API actually looks like.
April 11, 2026 · 6 min read
Simple SDK for tokenized stocks: what the analogy gets right, and what it doesn't
What "Simple SDK for tokenized stocks" should mean for the careful builder, and where the payments analogy breaks if you push it too hard.
April 4, 2026 · 7 min read
Building a global settlement layer on Base
How we built instant on-chain buy and sell across every Flo Finance-supported market using Coinbase's L2.
March 28, 2026 · 5 min read
Why T+2 settlement is broken
A deep dive into the inefficiencies of traditional settlement and why stablecoin rails reduce, but don't replace, the institutional-custodian leg.
March 21, 2026 · 5 min read
Introducing Flo tokenized capital markets
AAPL, SGOV, GOLD, EURUSD. ERC-20 tokens for stocks, treasury yield, commodities, FX, ETFs, and fixed income. Composable with the entire DeFi ecosystem.
March 14, 2026 · 4 min read
The $100T API opportunity
Why programmatic access to capital markets is the next trillion-dollar infrastructure layer, and what that looks like in five years.
February 28, 2026 · 4 min read
Smart order routing: VWAP, TWAP, and beyond
How Flo's execution algorithms minimize market impact for institutional-grade buy and sell flows.
February 21, 2026 · 5 min read