Monetize from day one.
Pass a fee on any mint or redeem. Configure management and performance fees on yield products. Flo accrues, computes, and settles — you collect USDC daily.
Fee on every mint, redeem, and cancel
Pass a developer_fee object on any primitive call — amount_bps, destination wallet, settlement chain. Flo deducts your fee before delivering tokens or stablecoins to the end user, accrues it in real time, and settles to your wallet daily in USDC.
You set the rate — Flo handles the math, the deductions, and the settlement. Same object shape across mint, redeem, and borrow.
Management + performance fees, computed for you
Configure a fee schedule once per token. Flo computes management fees daily based on NAV and AUM, and crystallizes performance fees on redeem using a high-water mark.
Management fees accrue daily (AUM × bps / 365). Performance fees are computed as a percentage of yield, net of management fees. All fees settle to your wallet at 00:00 UTC, $10 minimum.
The full Fees spec lives in the docs
Transaction developer-fee object, fee-schedule configuration, accrual math, settlement cadence and minimums. Fees are the REST surface — request bodies and retry semantics in the docs.
How settlement works
Three stages. Accrue, settle, verify. Every fee is traceable end-to-end.
Accrual
Fees from each transaction are accrued to your fee balance in real time. Every mint, redeem, and cancel updates your running total.
Daily settlement
At 00:00 UTC, accrued fees above $10 are settled to your destination wallet in USDC on the chain you configured.
Transparency
Every mint/redeem response includes a fee_breakdown showing Flo's tier bps, passthrough cost, and your developer fee separately.
Five fee types, one settlement flow
Mix and match fee types per token. All fees are accrued to a single balance and settled daily.
Minting fee
Charged when your user mints a new position. 0-100 bps typical. Deducted from the settlement amount before tokens are issued.
Redemption fee
Charged when your user redeems a position. 0-100 bps typical. Deducted from the stablecoin payout before delivery.
Cancellation fee
Charged when a pending order is cancelled. 0-25 bps typical. Covers broker costs on partially filled orders.
Management fee
Annual fee on AUM, accrued daily. 25-200 bps/yr typical for yield products. Computed as AUM x bps / 365 each day.
Performance fee
Percentage of yield. 10-30% typical. High-water mark prevents double-charging. Crystallizes on redeem.
Sensible defaults — zero config required
Don't want to think about it? Skip the developer_fee parameter entirely and charge zero platform fees. Or configure a fee schedule once and never touch it again. Flo handles the math.
Start collecting fees on your first mint.
One parameter. Daily settlement. USDC in your wallet.