Not investment advice. Nothing on this website, or in any Flo documentation, blog post, or marketing material, constitutes investment, legal, tax, or financial advice, or an offer or solicitation to buy or sell any security, digital asset, or financial instrument. Flo provides infrastructure for developers to build financial products; Flo does not recommend, endorse, or market any particular asset to end users.
Risk of loss. Tokenized positions reference securities, debt instruments, and private credit products whose value can fluctuate. Past performance is not indicative of future results. Yield figures are indicative, net of fees, and not guaranteed. Digital assets and stablecoins carry additional technology, custody, smart contract, and protocol risks. You may lose part or all of your investment.
Regulated custody & bankruptcy-remote structure. Tokenized positions are issued as blockchain-based structured notes by Flo Global Markets Ltd. (BVI), the issuer entity. Flo Global Markets Ltd. is the sole investor in Flo Capital SPC (Cayman), a bankruptcy-remote Segregated Portfolio Company with an independent director and a trust-like shareholding arrangement. Underlying securities are held by Flo Capital SPC at Interactive Brokers and Alpaca Securities as regulated prime brokers. Holders have a direct contractual entitlement to the underlying asset, not a claim on any Flo operating entity.
Jurisdictional restrictions. Availability of the tokenized securities and the underlying brokerage services depends on applicable law. Tokens are not offered or sold to U.S. persons. Flo conducts KYB and AML due diligence on partners; the token contracts themselves do not enforce on-chain transfer restrictions on end users. It is the partner's responsibility, and ultimately the holder's, to determine whether use of Flo is lawful in their jurisdiction.
Security audits & compliance status. Flo smart contracts have been independently audited by Sherlock, Halborn, Cantina, and Cyfrin. Audit reports are available on request. A $250K bug bounty is open at the critical tier. SOC 2 Type II is in progress; the Year-1 observation window is under way and a bridge letter will be available on completion. No representation is made that any audit or attestation constitutes ongoing or future assurance. Tokens are issued natively on Arbitrum; cross-chain access to other EVM and non-EVM networks is provided via Chainlink CCIP. Networks listed elsewhere on this site as roadmap or in active deployment are subject to change.
Forward-looking statements. Statements regarding future products, markets, chains, timelines, or capabilities are forward-looking and subject to change. Product availability, fees, supported markets, and settlement behavior may change without notice.
Operating entity. Flo is operated by Flo Finance, Inc., a Delaware corporation, separate from the issuer entity Flo Global Markets Ltd. (BVI) and the asset-holding entity Flo Capital SPC (Cayman). Tokenized securities are offered under a Base Prospectus approved by the Liechtenstein FMA under the EU Prospectus Regulation, passported across 30 EEA states. Distribution outside the EEA is on a reverse-solicitation basis. Regulatory status, licensing, and permissible activities vary by jurisdiction.
Legal opinions. Legal opinions covering corporate existence, due authorisation, note-program enforceability, bankruptcy remoteness of the Cayman SPC, and the trust-like shareholding arrangement are available under NDA via compliance@flo.finance.
AI-assisted content. Most of the written content on this site, including blog posts, documentation, and marketing copy, is generated with AI assistance and reviewed by humans before publication. Some content may be incorrect or stale. We reserve the right to update, correct, or retract any content as and when issues are identified by an internal or external user. To flag an error, email hello@flo.finance.