Not investment advice. Nothing on this website, or in any Flo documentation, blog post, or marketing material, constitutes investment, legal, tax, or financial advice, or an offer or solicitation to buy or sell any security, digital asset, or financial instrument. Flo provides infrastructure for developers to build financial products; Flo does not recommend, endorse, or market any particular asset to end users.
Risk of loss. Tokenized positions reference securities, debt instruments, and private credit products whose value can fluctuate. Past performance is not indicative of future results. Yield figures are indicative, net of fees, and not guaranteed. Digital assets and stablecoins carry additional technology, custody, smart contract, and protocol risks. You may lose part or all of your investment.
Backing and custody. Every tokenized position is 1:1 backed by the real underlying, held at institutional custodians by Flo Finance. Reserves are attested daily and published on-chain with Merkle proofs anyone can verify.
Availability. Tokens are not offered or sold to U.S. persons. Flo Finance conducts KYB and AML due diligence on partners; the token contracts themselves do not enforce on-chain transfer restrictions on end users. It is the partner's responsibility, and ultimately the holder's, to determine whether use of Flo Finance is lawful in their jurisdiction.
Security audits & compliance status. Flo smart contracts have been independently audited by Sherlock, Halborn, Cantina, and Cyfrin. Audit reports are available on request. A $250K bug bounty is open at the critical tier. SOC 2 Type II is in progress; the Year-1 observation window is under way and a bridge letter will be available on completion. No representation is made that any audit or attestation constitutes ongoing or future assurance. Tokens are issued natively on Arbitrum; cross-chain access to other EVM and non-EVM networks is provided via Chainlink CCIP. Networks listed elsewhere on this site as roadmap or in active deployment are subject to change.
Forward-looking statements. Statements regarding future products, markets, chains, timelines, or capabilities are forward-looking and subject to change. Product availability, fees, supported markets, and settlement behavior may change without notice.
Operator. Flo Finance operates the platform and holds the underlying assets that back every token. Regulatory status, licensing, and permissible activities vary by jurisdiction.
AI-assisted content. Most of the written content on this site, including blog posts, documentation, and marketing copy, is generated with AI assistance and reviewed by humans before publication. Some content may be incorrect or stale. We reserve the right to update, correct, or retract any content as and when issues are identified by an internal or external user. To flag an error, email hello@flo.finance.