BAC30

BondsLive

Tokenized Bank of America 3.97% 2030

Tokenized Bank of America 3.97% 2030, fixed-income exposure with coupons reinvested to NAV.

See BAC30 on /markets →Underlying ticker: BAC30

Key facts

On-chain symbol
BAC30
Underlying
BAC30
Asset class
Bonds
Custody
Held at Flo Finance
Chains
Base, Arbitrum, Ethereum
Distribution treatment
Coupon reinvested to NAV
Attestation cadence
Daily
Issuer
Flo Finance
Backing
1:1 backed by the real underlying

How BAC30 resolves to BAC30

Each BAC30 on-chain represents a 1:1 claim on the underlying Bank of America 3.97% 2030 held at an institutional custodian. The issuer and backing model are the same for every Flo token; only the underlying differs.

  1. 01

    Issuance

    Flo Finance issues BAC30 as a tokenized Bank of America 3.97% 2030, 1:1 backed by the real underlying.

  2. 02

    Custody

    The underlying Bank of America 3.97% 2030 is held at Flo Finance, an institutional custodian.

  3. 03

    Settlement

    BAC30 settles on-chain on Base, Arbitrum, Ethereum. Cross-chain transfers route through Chainlink CCIP.

  4. 04

    Attestation

    Reserves are attested daily by an independent auditor and published on the Flo transparency surface.

Mint BAC30 with one SDK call

Every Flo-issued token shares the same six SDK methods. Mint, redeem, supply, withdraw, borrow, repay.

POST /v1/mint

{
  "asset": "BAC30",
  "notional_usdc": "1000.00",
  "slippage_bps": 50,
  "settlement": {
    "currency": "USDC",
    "chain": "base"
  }
}

Where BAC30 lives today

Flo distributes through partners. The same BAC30 on-chain is the asset every partner integrates against; partner UIs may relabel it for their own brand.

Partner integrations in build

No live partner is distributing BAC30 yet. Twelve integrations are in build across exchanges, wallets, fintechs, neobanks, and asset managers. Partners are listed here only after they ship.

Audits

Four independent firms, $250K bug bounty

Sherlock, Halborn, Cantina, and Cyfrin have audited the smart contracts that issue and settle BAC30. The same contracts power every Flo-issued token; one audit covers the catalogue.

Read the audit reports →

Backing

1:1 backed by the real underlying

BAC30 is issued by Flo Finance and 1:1 backed by real Bank of America 3.97% 2030 held at institutional custodians. Reserves are attested daily and published on the Flo transparency surface.

Open the transparency page →

Risks

BAC30 carries the market risk of the underlying Bank of America 3.97% 2030, plus the structural risks common to every tokenized asset: custody concentration, smart-contract risk, and oracle dependency. Read the full risk disclosures on the Flo transparency surface before integrating or holding.