Tokenize UNH via API
UnitedHealth Group as a 1:1-backed onchain ERC-20. Mint, redeem, and post as collateral with one API call. The onchain leg is instant for your users; the broker-exchange leg clears T+1 against the SPV.
What Flo supports for UNH
Three primitives, one API key. UNHflows through the same path as the rest of Flo's tokenized equities universe.
Mint UNH →
Create tokenized UNH from stablecoin payment. Onchain delivery is instant; the broker buys the underlying UnitedHealth Group share at NYSE during market hours.
Redeem UNH →
Burn tokenized UNH and receive stablecoin. Flo sells the underlying UnitedHealth Group share and settles the SPV — your user gets stablecoin instantly.
Borrow against UNH →
Post tokenized UNH as collateral and borrow USDC/USDT up to 70% LTV. Liquidations route through the same broker pipe.
Mint tokenized UNH in one call
The same shape works for every ticker in the universe — swap the symbol and you're done.
// Mint tokenized UNH (UnitedHealth Group)
const mint = await flo.mints.create({
symbol: "UNH",
quantity: "10",
chain: "base",
recipient: userWalletAddress,
});
// → 10 UNH ERC-20 tokens delivered onchain instantly.
// Flo holds 10 UnitedHealth Group shares at the broker-dealer, 1:1.Comparable assets via Flo
Other healthcare and NYSE names supported by the same API.
UNH on Flo — common questions
Can I tokenize UNH via Flo?
Yes. UNH (UnitedHealth Group) is part of Flo's tokenized equities universe. A POST to /v1/mints with symbol=UNH returns a tokenized UNH ERC-20 1:1-backed by UnitedHealth Group shares held at a SEC-registered broker-dealer (IB + Alpaca).
How is tokenized UNH backed?
Each onchain UNH token is backed 1:1 by a UnitedHealth Group share held in a bankruptcy-remote SPV at Flo's prime brokers. Reserves are attested daily and published on /trust/proof-of-reserves.
What is the settlement window for UNH?
NYSE settles T+1 in USD. The onchain leg is instant for your users — Flo's SPV absorbs the broker-exchange timing gap.
Can I borrow stablecoins against UNH?
Yes. Tokenized UNH is collateral-eligible in the Flo borrow product, with up to 70% LTV and a 6–9% borrow APR depending on tier. See /products/borrow for the parameters.
Which chains is UNH deployed on?
Tokenized UNH is deployable on Ethereum, Base, Arbitrum, Optimism, Polygon. Mint with the chain= parameter on the Mint API.
Ship tokenized UNH to your users
Flo is recruiting 15 design partners with $5K–$10K integration credit. Get an API key and mint your first tokenized UNH in minutes.